For the sales you want, give your
customers the financing they need
Increase sales, Increase engagement
Merchants who use Credova see up to...
Increase in AOV over
other payment methods
Increase in overall
sales volume
Increase in
conversion rate
Increase in AOV over
other payment methods
Increase in overall
sales volume
Increase in
conversion rate
Payment methods
When you get Credova, you get a suite of industry leading payment methods
Virtual Card
Customers can apply for and use
a virtual card in store and online.
Installments
Give customers access to extended
financing for larger purchases.
Pay in 4
Split purchases into 4 payments
with zero interest, coming soon.
Sales channels
Whenever your sales happen, Credova payments can happen.
On site integration
Integrate Credova directly into your online checkout process.
In-Store Option
Learn more about the mobile Credova payment methods.
On site integration
Integrate Credova directly into your online checkout process.
In-Store Option
Learn more about the mobile Credova payment methods.
Book a demo to learn more.
How it works
Let Credova help your sales lift
STEP 1
First, customers shop
Your customers can shop online
and in-store as usual.
STEP 2
Customers apply
Customers apply for and use
financing at checkout.
STEP 3
You’re paid
Credova pays you directly for
the customers purchase via ACH.
How it works
Let Credova help your sales lift
STEP 1
First, customers shop
Your customers can shop online
and in-store as usual.
STEP 2
Customers apply
Customers apply for and use
financing at checkout.
STEP 3
You’re paid
Credova pays you directly for
the customers purchase via ACH.
Platforms & Partners
Available on these e-commerce platforms and more.
See more about our integration capabilities.
Credova reviews
Cody I
“One of the easiest financing programs I've ever used. I would highly recommend Credova.”
Thomas M
“Easy approval with financing or lease options. I've used them at least 3 times. I always pay off during the no interest period. I really like that option.”
Melinda K
“Really want a product Bud's carried but didn't have all the money at once so I used this service and they have been fantastic. I would recommend them to everyone. Thanks again”
Enrique O
“Credova gave me an opportunity to own products that I would not have been able to afford if I had to pay for them outright in full. With the option to pay in 90 days same as cash, I saw it as a no brainer. I'll continue doing business with Credova as long as they're willing to keep providing these unique opportunities.”
GJ H
“Great customer service. I had to change the seller several times because the item I wanted would sell out so fast. Each time I called Credova, the agent was friendly, knowledgeable, and helpful. Great customer service. Fast approval. Highly recommended!”
EW II
“Good so far had some hang ups with the software from my and called they walked me through the whole process and it lets me keep a lot of money in my pockets while I have the gun...AWSOME SAUCE!!! THANKS CREDOVA!!!”
Courtney B
“I have no complaints. Great company and the bank they associate with Monterey financial I believe it is. Paid my loan back early and they gave me a pre-approval 3 days after I paid it off. And I just opened another line of credit a couple days ago. No complaints at all.”
Lawrence H
“This is the fourth time I have used Credova and I will continue too!! Easy and hassle free!”
EB
“Was able to make a purchase using their services. Without them I may not have been able to get the item I wanted. Customer service was great as well. Needed assistance switching merchants upon completion of first purchase attempt; item was not exactly what I needed from first merchant. Once purchase is made a Credova associate must release funds/ contract for use at another merchant. This process worked seamlessly for me. Thank you, Credova.”
David P
“Fast approval, easy to understand terms and conditions, and easily accessed on the retailer's site when checking out! Thumbs up from me.”
Luis R
“Approved right then and there, but what I liked was the questions they asked just to make sure I was who I said I was. Felt secured and I would definitely use again.”