We are credova.

At Credova, we don’t just offer financing, we offer access to adventure. Our mission is to equip both consumers and merchants with flexible financial tools that align with their values and support how they actually live, work, and buy.

For Business

‍For shoppers

Why Credova?

Credova gives merchants the tools to grow and gives shoppers the power to buy without hidden costs or credit score penalties. Credova provides flexible, inclusive financing options, high approval rates, clear pricing, and seamless integration, empowering merchants to boost sales and helping shoppers afford the gear they love.

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Full-Spectrum Financing

Multi-lender network approves more customers across all credit types, significantly boosting conversions.

No Impact to Customer Credit

Shoppers prequalify risk-free with a soft credit check, encouraging higher application rates.

Flexible Payment Options

Offer short-term zero-interest payments or longer-term installment plans, fit for any budget.

Higher Ticket Sizes, More Sales

Credova finances large purchases (up to $10,000), helping increase average order values and sales volume.

No Product Category Exclusions

Supports all product types, including restricted ones like firearms, ensuring comprehensive financing availability.

Dedicated Support & Marketing Tools

Provides analytics, promotional tools, and personalized support, maximizing your financing program’s effectiveness.

Built for What Others Overlooked

Credova was founded with a clear vision: to deliver financing solutions to industries and individuals left behind by traditional financial institutions. As the Buy Now, Pay Later model exploded across retail sectors, one truth became obvious. Mainstream providers weren’t interested in serving the people who built real things and who carry real responsibilities.

The market was saturated with surface-level solutions, but none were built for the hard-working Americans who keep this country running. No one was underwriting for them. No one was protecting against fraud with their needs in mind. And no one was unlocking access to the gear, tools, and equipment that fuel lives of adventure, purpose, and grit.

So we did.

Credova was born to meet that gap head-on. We created a financing platform that goes where others won’t. Reaching deep into underserved markets, expanding credit access with intelligence, and providing a seamless, secure experience for merchants and consumers alike.

We don’t follow trends. We build infrastructure that lasts.

Credova exists to champion freedom through finance. Empowering those who build, protect, and lead without compromise.

We offer tactical financing solutions designed for industries and individuals often overlooked by traditional institutions. Whether you're investing in gear, safeguarding your home, or growing your business, we provide access to credit in a way that respects your values and your freedom.

Our Vision

To rebuild trust in financing by putting people first.

Our Goals

To put better tools in the hands of those who need them.

Trusted by industry leaders and innovators worldwide

Partnering with Credova has allowed us to offer our customers more freedom and flexibility at checkout. With the variety of financing options available, our customers have more ways to purchase the products they need, without friction. The process is simple and user-friendly, which keeps the momentum going at the point of sale.

Classic Firearms

We've been working with Credova since the very beginning, and their commitment to the firearms industry has been unmatched. At a time when few, if any, financial institutions were willing to support 2A businesses, Credova stepped up. They not only embraced our industry but also invested heavily in building a robust and easy-to-integrate platform that streamlined checkout for our customers.

Hinterland Outfitters

From first-time buyers to seasoned outdoor enthusiasts, Credova has helped our customers get what they need, when they need it. It’s fast, easy, and built for real people. Credova’s team is responsive, their tech is seamless, and their mission aligns with ours: providing quality firearm solutions for responsible Americans.

KYGUNCO

Primary Arms absolutely loves using Credova! Their flexible financing options make it easier for our customers to get the gear they want, when they want it, which helps us improve the overall shopping experience on our site. Credova has been a trusted partner in supporting our growth and keeping our customers happy.

Aaron Whatley, Vice President

Primary Arms

Guns.com is proud to partner with Credova to offer flexible financing options to give our customers a simple, secure way to pay over time without hassle. Credova is committed to supporting the 2A community and ultimately helps us deliver on our mission to revolutionize the online shopping experience for millions of responsible gun owners nationwide.

Guns.com