Offer More Options. Close More Sales.

Credova gives merchants a smarter way to grow. Whether you're online, in-store, or somewhere in between, our tools help you serve more customers and close more sales while staying true to your brand.

Sign up free
Visit Our FAQs

Credova helps businesses grow.

Credova isn’t just a financing option. Credova helps you move more product, serve more customers, and grow without friction. With high approvals, strong conversions, and bigger carts, the numbers we see don’t just look good, they perform. Our platform helps merchants close more sales and gives shoppers the flexibility to finance what matters, when it matters.

$
1,100

Credova average order values

85
%

Approval Rate

35
%

Credova Conversion Rate

Access to our ad network.

Become a premium merchant and get access to our ad network.

Smart, flexible payment solutions

With Credova, customers can shop for adventure gear without the worry of hard credit inquiries. We're not just another payments platform. We're your partner in building sustainable, values-driven growth. Here's what sets us apart:

Flexible Tools for Real Businesses
High Approvals
A Better Experience at Checkout

How Credova works

1.
Apply to Join

Submit a quick online inquiry and our team will review your business for approval.

2.
Integrate With Ease

Once approved, we’ll guide you through setup. Whether you're online, in-store, or both, Credova fits right into your existing checkout flow.

3.
Boost Conversions

Give your customers the ability to break down payments into manageable installments, making it easier for them to say yes, and helping you drive more sales.

Get started

Why Credova?

Credova provides flexible, inclusive financing options, high approval rates without credit impact, clear pricing, and seamless integration—empowering merchants to boost sales and helping shoppers afford what they love.

Grow Your Sales
Full-Spectrum Financing

Multi-lender network approves more customers across all credit types, significantly boosting conversions.

No Impact to Customer Credit

Shoppers prequalify risk-free with a soft credit check, encouraging higher application rates.

Flexible Payment Options

Offer short-term zero-interest payments or longer-term installment plans, fit for any budget.

Higher Ticket Sizes, More Sales

Credova finances large purchases (up to $10,000), helping increase average order values and sales volume.

No Product Category Exclusions

Supports all product types, including restricted ones like firearms, ensuring comprehensive financing availability.

Dedicated Support & Marketing Tools

Provides analytics, promotional tools, and personalized support, maximizing your financing program’s effectiveness.

Start Selling With Credova

Hundreds of merchants across the country trust Credova to boost conversions and unlock new growth without the complexity of traditional financing. If you're ready to give your customers more ways to say yes, we're ready to help you get there.

Scale Smarter

FAQs

Find answers to your most common questions about Credova.

How do I start offering Credova?
Getting Started
What platforms does Credova integrate with on my website?
Integration
What states does Credova offer financing in?
Getting Started
Are there any business requirements to offer Credova?
Getting Started
How do customers apply?
Getting Started
Still have questions?
Contact us
Help Center

We're Here to Help

Have questions? Our team is ready to assist you with any inquiries you may have.

Contact us