Financing That Flows With You

Flexible payment options for kayaks, paddleboards, jet skis, and more because adventure shouldn’t wait.

About the Industry

Water sports retailers serve a unique audience — driven by experience, seasonal timing, and gear that often comes with a big price tag. Credova makes those purchases easier with payment solutions that help customers act fast without sacrificing financial confidence.

Power Your Summer Sales

Credova makes it easier for customers to invest in high-ticket water gear without the upfront cost.

Flexible Terms for Seasonal Buyers

Give your customers options that match the rhythm of their lifestyle, whether it’s a one-time adventure or a summer-long hobby.

Integrated, Fast, and User-Friendly

Our financing is built for merchants who want a seamless checkout flow and customers who want to get out on the water fast.

Ride the Wave of Sales Growth

Credova empowers water sports businesses to meet customers where they are — ready for adventure but cautious about cost. With our flexible, transparent terms, you can turn browsers into buyers and make every season your strongest yet.

Add Credova to Your Store

FAQs

Find answers to your most common questions about Credova.

How do I start offering Credova?
Getting Started
How do I find out my application status?
Application Status
What is Credova?
General
What type of financing does Credova offer?
Available Financing and Offers
Can I make multiple purchases?
Approved Customers
Who is Monterey Financial?
Monterey Financial
How can I update my billing information?
Payments
Still have questions?
Contact us
Help Center