Disclaimers and Disclosures

The following disclaimers are provided for shoppers who view marketing materials from merchants who offer Credova financing options such as:
  • Pay in 4
  • Long Duration financing with approvals up to $10,000
  • Long Duration financing with approvals up to $5,000

General

Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. To learn more visit: www.credova.com/financingproviders. Your rate will be 0–99% annual percentage rate (APR). Rate and information provided are subject to underwriting guidelines and applicant’s creditworthiness as established by their credit profile. Credova’s Pay in 4 payment option is 0% APR. For example, a purchase of $600 could result in 12 monthly payments of $55.01 with a 17.99% APR, or 12 monthly payments of $60.27 with a 35.96% APR, or 4 payments of $125 with a 0% APR. A down payment may be required. Your approval and financing options depend on your purchase amount and your merchant selection. Not all financing products are available in all 50 states. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR FINANCING PRODUCT INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Credova Financial, LLC, NMLS ID 1818530.

Pay in 4

Pay in 4 is available on purchases between $150-$1000. Rate and information provided are subject to underwriting guidelines and applicant’s creditworthiness as established by their credit profile. By clicking “Prequalify,” you are requesting to prequalify for all financial products offered through Credova, including interest-bearing products. Not all offers are Pay in 4 offers. Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. To learn more visit: www.credova.com/financingproviders. Not all financing products are available in all 50 states. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR FINANCING PRODUCT INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Credova Financial, LLC, NMLS ID 1818530.

Long Duration Up to $10,000

The example provided is based on a borrower with a 700 credit score with $0.00 down payment, repayment in up to 60 monthly installments, and an annual percentage rate (APR) of 17.99%. Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. To learn more visit: www.credova.com/financingproviders. Not all financing products are available in all 50 states. Rate and information provided are subject to underwriting guidelines and applicant’s creditworthiness as established by their credit profile. Actual payments may vary. Other terms and conditions may apply. Shipping and taxes are not included. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR FINANCING PRODUCT INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Credova Financial, LLC, NMLS ID 1818530.

Long Duration Up to $5,000

The example provided is based on a borrower with a 700 credit score with $0.00 down payment, repayment in up to 24 monthly installments, and an annual percentage rate (APR) of 35.96%. Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. To learn more visit: www.credova.com/financingproviders. Not all financing products are available in all 50 states. Rate and information provided are subject to underwriting guidelines and applicant’s creditworthiness as established by their credit profile. Actual payments may vary. Other terms and conditions may apply. Shipping and taxes are not included. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR FINANCING PRODUCT INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Credova Financial, LLC, NMLS ID 1818530.

3 Month Interest Free

Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. To learn more visit: www.credova.com/financingproviders. Not all financing products are available in all 50 states. Rate and information provided are subject to underwriting guidelines and applicant’s creditworthiness as established by their credit profile. Actual payments may vary. Other terms and conditions may apply. Shipping and taxes are not included. Not all offers are 3 months interest free. One month = 30 days. Approval dependent on applicants credit profile. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR FINANCING PRODUCT INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Credova Financial, LLC, NMLS ID 1818530.